Prakriti and gunas and stimulus.
I am not the individual entity but the part of the whole system. There are some samskaras inside me, which manifest as desire. Those creates the cause of action. these are karta not me.
Many things are presented by Prakriti. Namshi and Odesk are example. Somehow flow of events present these different opportunity.
Then different gunas creates different state of mind.
There is an interdependent intelligence working here. And possibly creating all kind of situation and stimulus to experience. I don’t have to design them, they present themselfs.